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Singapore First Ever Fixed Rate Lending Program.

An initiative to support Singaporean and PR through affordable and flexible lending offer.

Am I eligible for this program?

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Supporting Singaporean to ease cashflow during challenging time.

One Percent Fixed Lending program is an initiative designed to support all Singaporean and PR to access highly affordable lending package. This package is fixed at 1% and is provided by a curated list of legally approved program lenders.

Everyone can now get access to more Affordable Lending.

Illustration of program details:

How to apply for this program?

Borrower indicate interest by checking their eligibility.
Our program customer services will verify eligibilty.
Upon qualifying, we will match program lender to borrowers.
The program lenders will contact the borrowers to schedule an appointment.
Borrowers will visit lender premises for fact checking.
Receive cash upon program lender’s approval at the premises.

What to expect if I qualified for this program?

CURATED PROGRAM LENDERS.

In the recent rise of loan scam, One Percent Program curates all lenders based on their reviews, to ensure a positive lending experience between you and lenders.

FAST SEAMLESS PROCESS

At One Percent, our team works with program lenders to constantly streamline the whole process. Upon submitting your request, we will pre-select the best available program lenders partners to contact you within 30 mins.

FIXED LENDING FEES & MORE

Beside fixed lending rate at just 1% per month, you can also choose tenure from 3, 6, 9 to 12 months from this program.

Have Question?

Is One Percent a loan provider?

One Percent is a specially created program that promote a safe lending environment and fixed rate lending by linking up borrowers to high standard legal lenders.

Will checking my eligibility affect my credit score?

No. Checking your eligibility on this lending program will not affect your rating as this is not an official loan application.

Is my personal data protected?

Yes. At One Percent, your data is precious to us and it will be protected. This is in line with our vision to support Singaporean through affordable safe lending program.

How much can I loan under this program?

For all Singaporean and PR, the loan amount eligibility under the program is as follow:

– If your annual income falls below $20,000, the max loan amount is up to $3k.

– If your annual income is above $20,000, the max loan amount is up to 6X of your monthly income.

What are the program repayment options?

The repayment tenure can be anywhere from 1 month to 12 months, and the program lender will advise you accordingly upon their assessment on several factors such as ability to repay & credit rating etc.

The final program repayment tenure is subject to approval by our program lender.

What should I take note?

Please note that all our partnering lenders under this program, they will only contact you through their registered office line. Also, they will not demand deposit via bank transfer or cash in exchange for a loan approval. All loan approval for the program can only be done at their premises.

Who is the lender that is providing the loan?

All the program lenders are curated and selected through long tedious selection process. The process would require them to be a registered business with a valid lending license and produce evidence of their current review rating.